Compare Bharti Axa Car Insurance Plans

Posted by Neeta Singh
4
Dec 2, 2016
151 Views
If you are looking for a car insurance plan, choose it wisely as it is quite mandatory. Compare car insurance plans online and get discounts that can fetch you the best deal. There are various companies offering car insurance plans, of which the one worth mentioning is Bharti AXA car insurance. If you compare Bharti AXA car insurance plan with the others you will notice the main differences. This article will help you realize the benefits you can get from Bharti AXA compared to other plans. Some of the key highlights with regards to Bharti AXA car insurance plan has been listed below.

Comparing car insurance plans online will help you:
  • Get the best deal from the number one insurance providers
  • Get lowest guaranteed premium
  • Compare them and buy a plan instantly

How can you find proper car insurance plans?
Usually motor insurance or car insurance extends coverage for losses that may erupt if your car gets stolen or damaged. The premium money of your car insurance policy is determined on the basis of Insured Declared Value of your car. When the Insured Declared value rises, the premium also tends to rise, whereas it is just the opposite in case the Declared Value reduces, lowering the premium.

What are the advantages of car Insurance?
  1. Car insurance plans offer coverage against damages or losses caused to your insured vehicle.
  2. Provides coverage against financial liability triggered by death or injury of a third party or due to damage caused to property
  3. Provides coverage against damage or loss caused to vehicles due to theft, accident, explosion, lighting, self ignition, theft, strikes, riots, natural calamities, acts of terrorisms, etc.
  4. Personal accident coverage

Why it is imperative to compare car insurance policies?
This is because, it can help you save a great amount of money and provide you better coverage options. If you are looking forward to comparing the policies manually, then it is quite challenging. The various compare car insurance plans websites online help you get through the comparing process quickly and easily. While comparing quotes, you can save 55% of amount on car insurance premiums, plus you will get add-ons like riders and other benefits for the plan. Therefore, it is absolutely important to make an informed purchase.

While looking for the best car insurance plans, these are the things you should look for when seeking coverage under car insurances.

What should be the coverage under car insurance plans?
  • Third party liability coverage- Under this, it provides cover against all kinds of legal liabilities to any third party that is caused because you are at-fault driver. This type of cover includes injury or damage caused by you to other property or person. You should know this that a third party liability is compulsory in India as per the Motor Vehicles Act.
  • Collision coverage- This type of cover safeguards the insured financially and comprehensively against damages of their own vehicle. The coverage pays off the insured against any damaged which is caused due to collision that is referred to as an accident. However, damages caused due to vandalism or theft is not incorporated in collision coverage.
  • Comprehensive coverage- This is quite extensive and incorporates damages of motorcars, burglary of vehicle, personal accident coverage and third party legal liability. You can further extend the policy coverage by including add-ons like engine protector, accessories cover, medical expenses, zero depreciation cover, etc. You can gain maximum from this type of coverage as it caters end-to-end coverage with less stress caused.

Usually most of the car insurance plans do not cover the following:
  • Damage or loss if a policy is not in function
  • Gradual wear and tear of car parts
  • Damage or loss to vehicle while the motorcar is being driven by the person having no valid license.
  • Damage or loss to vehicle due to intoxication due to alcohol, drugs, etc.
  • Damage or loss to engine due to oil leakage
  • Damage or loss to vehicle due to flouting of car manufacturer’s deadlines.
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