Axis bank home loans

Axis Bank, India's third largest private Bank.  Axis bank also offers home loans among other loans. It offers home loan for a maximum of 20 years repayment tenure for its customers. Your age should be minimum of 24 years to take the loan at the time of loan start and a maximum of 60 years at the time of the maturity of the loan. There is also making someone a co-applicant of the loan without him/her being the owner of the property. The loan amount can be a maximum of 85% of the value of the property you want to buy upto a loan of Rs. 20 lakhs and above it 80%. Everyone who is salaried, self-employed or NRI is eligible for the loan for any kind of property approved by the bank according to their income status and credit history.

 A processing fee of 0.5% of the total amount of loan sanctioned plus service tax and cess is charged by the bank. No prepayment charges are levied by the bank on floating type rate of interest. A floating interest rate ranging from 10.75% to 12% is charged according to various factors.

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