Apply for Standard Chartered Credit Card Online India

Credit cards are instruments designed for bridging the gap between the needs and the ultimate satisfaction of users. These instruments not only help in combating the anxiety for purchasing expensive stuff, but also put a smile on the users’ face for their increased ability of making purchases despite having limited finances. Ever since their advent, these credit cards have allured masses with their instant benefits during normal as well as financially pressing situations. Once a person stashes this sleek plastic money instrument into the wallet, they are empowered with an enhanced ability to spend more money either by accessing an ATM machine or through a simple electronic swipe.

The main sources of obtaining credit cards that enable one to borrow money immediately are private and public banks, and some other non-banking finance companies. Standard Chartered is one of those financial institutions that are widely recognized for their plastic money instruments and the related services. Standard Chartered credit card instruments are quite popular both in as well as outside India due to their wide range of user centric plans, interesting rates, and impressive benefits. The diverse range of credit cards offered by the financier are designed to match the unique lifestyle and spending needs and requirements of the people belonging to different classes of the society. There features might differ from each other but there is something that they all have in common – credit card loan.

There are several different ways in which a Standard Chartered credit card can apply for and reap the benefits of a credit card loan over the period of time, some of which are highlighted below.

Dial-a-Loan

With financially pressing situations having a nature of knocking the door all of a sudden, it becomes difficult to arrange for a personal loan in a short span of time. This is where a credit card loan comes into the picture. The Standard Chartered credit card users just need to call the customer care desk or send a dedicated text SMS at the provided number to get an instant loan up to Rs.5 Lakhs. With no complex documentation or post-dated cheque requirements, attractive interest rates and flexible tenure period from 12 to 60 months, one can easily have the required amount transferred to the account (in 2 days), or have a DD delivered at the doorstep (in 7 days).

Kuch Bhi on EMI

Under this unique scheme, the financier offers the facility of converting any purchase made from Standard Chartered credit card into easy monthly instalments. As of now, the bank charges an interest rate of 1.49% per month on this type of credit card loan, and offers an option to choose a flexible tenure from 6 to 48 months at zero processing and pre-closure charges.

Balance Transfer

This type of credit card loan is popular among individuals who have piled up a lot of debt on their existing credit card. Such users can have the outstanding amount (maximum of Rs.5 Lakhs) transferred to a new Standard Chartered credit card at an interest rate of 0.99% per month for the first 6 months and normal credit card (as applicable) from the 7th month onwards. With the facility of paying 5% of the outstanding balance each month, it is the most preferred loan services among masses.

These are some unique options to secure a credit card loan on Standard Chartered credit card at easy terms, flexible repayment conditions and impressive interest rates. One just needs to measure the options carefully and make a well-informed decision.