Magento,
the popular e-commerce platform written in PHP programming language
leverages the elements of the Zend framework and runs on the MySQL
relational database. The Magento design facilitates flexibility and
extensibility of the components implementing custom websites due to
the inherent object-oriented programming concepts. Moreover, it is
secure and reliable platform for Payment
Gateway Integration.
The
online payment made with either a debit or the credit card uses the
user’s data to pass through the payment gateway. Three transaction
types are recognized in data processing. They are briefed as follows.
Authorize:
It is a transaction type in which the cardholder’s account is put
in hold and the money is not transferred to the users’ account, but
used for potential future collection. Several firms’ reserve the
customer’s amount, check for the inventory, and send the goods only
if the shopping is possible. This avoids the complications of refund
or returns (if any) in case of non-availability of products or
shipment of the products.
Capture:
In this type of transaction, the authorized amount gets transferred
to account depending on the initial parameters. It is used by the
physical retailers in reference to a previous authorization.
Sale:
This type of transaction is a combination of both the Authorize and
Capture type, meant for digital goods and/or the services. For
instance, when a song is purchased, it is immediately available for
the user immediately after successful payment without going through
the process of authorization followed by capture.
Another
noteworthy type of transaction facilitates subscription service where
billing occurs periodically instead of requesting the details of
customer upon renewal of subscription.
Moving
further, the Magento
Development Services
for authentic payment involve minimal generic classes to handle the
payments. They are Mage_Payment_model_method_Abstract;
Mage_Payment_Model_Method_Cc, and Mage_Payment_Model_Method_Ccsave.
The
payment process begins when the user enters his credential on the
checkout page. When the user enters the data, it gets validated for
default conditions like country, currency, order total, zero totals.
Once these things are verified, the customer is provided with the
basic review of the order. This happens to be the last chance for
cancelling or the editing the orders. Once the customer confirms his
payment, Mage_Sales_Model_Service_Quote is created which removes the
nominal items, verifies billing and shipping addresses, and the order
is placed. Once the order is placed, it confirms for the transaction
type request like Authorize, Capture or Sale. The notification is
passed onto the user and the created order gets recorded in the admin
panel for further updates. Thus, Magento
e-commerce development services
involves a secure payment gateway as each step is methodical leading
to authentic and secure payment.