A Few Things to Keep in Mind before Buying Health Insurance in India

by Ankit Passer insurance counsellor

Health insurance has become essential in India. Since we can’t predict our hospital bills in the

event of an unforeseen sickness that leads to hospitalization, we must ensure that we are

protected against any such circumstance.

But before you buy health insurance online in India, you have to keep a number of things in

mind.

 Compare various health plans online to avail the best health insurance policy. It’s wise

to buy health plans online because it will provide you more options and save you a lot of

your precious time.

 Consider the reputation of the health insurance company on the basis of claim

settlement ratio, the largest network of cashless hospitals, additional covers, and

minimum waiting period for pre-existing diseases etc.

 Check the waiting period for pre-existing diseases. Go for the health insurer that

imposes lowest waiting period.

 Make sure you have read the coverage and exclusions.

 Check whether you hospital is associated with the network hospital list of the health

insurer you are buying policy from.

Now that you have acquired all the necessary information on how a Mediclaim policy actually

works, it’s important that you secure the life of your or your loved ones by opting for a decent

health plan. Also, make sure that the health insurance policy renewal is done prior to the

expiration of your Mediclaim policy.

If you want to avail the best health insurance plan at the lowest premium with the highest

coverage, click here and find out.

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Created on Jul 9th 2020 09:02. Viewed 412 times.