A Detailed Overview of Car Insurance From a Reputed Company

It is very important to get a car insurance done as it is the most important document which provides you assistance at the time of emergency. Car insurance done from a reputed general insurance company will provide you with both financial and legal assistance.

If you have a cashless car insurance policy, then in case of any accident, you can take your car to one of the garages, which have a tie up with the insurance company, and the claim will be directly settled between the car garage and the insurance company.

1. You will be provided with hassle free claim settlement across a large network of garages and workshops

2. Online car insurance also helps you in getting digitally signed policies that can be issued across all branches of the insurance company

3. A reputed insurance company will also make sure that you are able to get doorstep arrangements for renewal of old policies or for making fresh policies

4. They will also have a group of trained surveyors who have the capability to attend all the claims on an urgent basis

5. The external and the internal surveyors make use of online e-survey claim modules so that the claims are settled in the lowest turnaround times

6. You will also be getting 24 hours call centre support, regarding all your claim related queries

7. A reputed insurance company will also provide you with emergency assistance through a special “On road protector coverage” which will be available at a very nominal charge.

A reputed general insurance company will also help you to get a number of value added services at a very nominal charge.

Most of the insurance companies provide you with two types of car insurance. Given below is a detailed description of these two types of insurances:

A. The first type of insurance is called a Liability only policy insurance, which is mandatory as per the Motor Vehicles Act and covers all  the damages relating to the third party

B. The second type of insurance is Package policy which covers all damages caused to the car by self-ignition or fire explosion, by flood, typhoon, hurricane, storm, frost, lightning, earthquake etc. It also covers damages caused to the car by burglary, strike, riot, theft, terrorist activities etc.

Thus, it is quite clear that a reputed insurance company will make sure that they are able to protect your car against all potential damages caused by some unforeseen circumstances. However, there are certain things, which are not covered by insurance, and before getting your car insured, make sure that you are aware of the things that are not covered under the insurance plan.

One of the biggest advantages of getting a car insurance from a reputed company is the facility to buy Online car insurance. This will help you in getting the insurance done in the most convenient and effective manner.