Real estate donation: how to prepare your transfer with peace of mind?

Donating real estate during your lifetime allows you to anticipate inheritance, reduce taxes, and protect family harmony.

Preparing your property transfer secures your loved ones’ future while reducing taxes significantly.

Why anticipate your property transfer

Donating property during your lifetime lets you shape your legacy ahead of time. It helps prevent family disputes and take advantage of tax exemptions. In 2025, each parent can donate up to €100,000 per child every 15 years without paying taxes, providing financial support when it’s most needed.

The donation also fixes the property’s value at the time of the transfer, shielding recipients from future market increases and encouraging fair distribution among heirs.

The different types of real estate donations

Full ownership donation transfers complete ownership to the beneficiary. The bare ownership donation with retained usufruct lets the donor continue using the property or collect rent. When the donor passes away, full ownership automatically transfers to the beneficiary, tax-free.

The shared donation lets you distribute property equally among heirs, locking in current values and securing family peace.

Tax benefits in 2025

Several tax reliefs make property donations financially attractive. Since 2025, an exceptional exemption of up to €100,000 applies when the donation helps finance a new home or energy renovations, provided the funds are used within six months.

Notarial acts are mandatory to secure the process, and fees vary depending on the property’s value.

Mandatory steps

All property donations must be formalized through a notary, who verifies the legality, drafts the deed, and ensures proper registration. Documents like proof of ownership and identification are required.

Common mistakes to avoid

Avoid undervaluing your property, as it may trigger tax penalties. Include a reversion clause to recover the property if the beneficiary dies before you. Always respect the minimum inheritance shares required by French law.

Advice from Nicolas Immobilier in Massy, Palaiseau and Chilly-Mazarin

Preparing a donation means planning effectively. The team at Nicolas Immobilier, based in Massy, Palaiseau and Chilly-Mazarin, supports you with local expertise, responsiveness, and more than 1,400 satisfied clients. Get your free property valuation before making any donation decisions.

Explore our listings at Buy property Massy Palaiseau Chilly-Mazarin, learn more About us, and read our client testimonials to see why Nicolas Immobilier is the local real estate leader.

Contact
Nicolas Benoit, director of Nicolas Immobilier in Massy, Palaiseau, and Chilly-Mazarin. Over 1,400 satisfied clients testify to his professionalism and unrivaled knowledge of the local market.
Website: https://nicolas-benoit-immobilier.fr

Excerpt: Donating real estate during your lifetime lets you transfer wealth intelligently while reducing family taxes.

key topics:

• property gift
• real estate
• valuation
• Massy
• tax