Calculate your 25-year mortgage repayments accurately for your Massy property purchase

Extract: Discover how to prepare your loan and anticipate repayments for 200,000 to 300,000 euros in Massy, Palaiseau, and Chilly-Mazarin thanks to Nicolas Immobilier.

“Accurately planning your repayments lets you buy with confidence in Massy, Palaiseau, and Chilly-Mazarin. Trust our expertise!”

Introduction: immediate answer

Determine your monthly mortgage by matching the loan sum, 25-year term, and bank rate. For €200,000 borrowed, monthly repayments will be around €1,140; for €300,000, between €1,520 and €1,709 based on your situation.

Monthly budget and rate trends

The monthly cost of your loan changes with the interest rate trend—October 2025 sets the current rule. Even small changes matter over 25 years.

Your buying power and loan eligibility

To access a €200,000 mortgage, demonstrate €2,915 in net monthly income; €4,343 for €300,000. A personal contribution of 10–20% increases your chance of approval and better rates.

Get your estimate with Nicolas Immobilier

Benefit from free mortgage appraisals and real feedback to inform your purchase. Learn more about us.

Focus on Massy and surrounding areas in 2025

Stable prices—€3,931/m² for apartments, €3,877/m² for houses—put quality property in Massy, Palaiseau, and Chilly-Mazarin within reach for most budgets. Rely on local buying support.

Your Nicolas Immobilier tip for property buyers

Test several financing scenarios, check your borrowing power, and trust Nicolas Immobilier, supported by 1,400 clients. Experience, transparency, and local market mastery guaranteed. See client stories for proof.

Nicolas Benoit, director of Nicolas Immobilier (Massy, Palaiseau, Chilly-Mazarin). Over 1,400 satisfied clients vouch for his expertise.

key topics :

• Mortgage 25y
• Payment
• Local estimate
• Massy buy
• Advice expertise