Surviving partner and succession how to plan and secure your home

Posted by SOCIETE ONYX
11
Sep 20, 2025
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Excerpt: In an informal union, the death of a partner leaves the survivor with no heir or residency rights. Only estate planning, a will or life insurance can protect the home or transfer assets.

What happens to the surviving partner

French law sees the surviving partner in informal relationships as a third party for inheritance. Without written acts or specific arrangements, the survivor has no right to assets, the home, furniture or joint accounts. The children or family of the deceased inherit everything and may quickly demand that the surviving partner leave. Years of living together or shared children do not create automatic protection.

Securing the home and shared property

The surviving partner has no right to remain in the home unless their name is on the lease or the property is jointly owned. If the deceased was the sole owner, the survivor may have to vacate at the heirs’ request. For assets and possessions, only a will, survivor clause or life insurance guarantees targeted succession.

To estimate property value or organize your estate, use the city-wide estimate tool: https://nicolas-benoit-immobilier.fr/estimation-en-ligne and street-level valuations for Massy: https://nicolas-benoit-immobilier.fr/estimation-en-ligne/massy-91377?coor=48.730756,2.27137&kindOfRealty=all&mapTypeId=satellite

Solutions to secure your future

Advance written arrangements, joint tenancy, a precise will or a life insurance policy are the key steps to protect the survivor. Only a tailored estate project ensures housing stability and targeted asset transfer.

See the full article, tips and agency services at https://nicolas-benoit-immobilier.fr/actualite/concubinage-et-deces-quels-sont-vos-droits-en-tant-que-survivant and https://nicolas-benoit-immobilier.fr

Contact
Nicolas Benoit
Real estate agency director
Email: joindre@nicolas-benoit-immobilier.fr
Nicolas Immobilier Agency, Massy, Palaiseau, Chilly-Mazarin
Phone: 0663058022

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