Dealing with Foreclosure: Getting the Right Help When You Need It

Foreclosure cases can be complex and require careful legal review. The laws around foreclosure keep changing too. New rules get passed, courts make new decisions, and unless you're working in this field every day, it can be challenging to stay fully updated on all foreclosure-related regulations and procedures. Even lawyers who work in other areas of law often don't always know all the latest foreclosure regulations.

When you're behind on mortgage payments and facing the possibility of foreclosure, you might wonder whether you can handle things on your own or if you need to hire a foreclosure lawyer.

When You Should Call a Foreclosure Lawyer

When you receive a notice indicating default or the initiation of foreclosure proceedings, timely action becomes essential. At this point, a good foreclosure lawyer may still be able to assist in negotiating with your lender. Sometimes they can arrange a loan modification that works for everyone involved.

Frequently Asked Questions

Q: Can I fight foreclosure without a lawyer? 

While self-representation is possible, it typically involves significant challenges without legal expertise. The legal system is complicated, and errors in the process may put your case at risk.

When's the best time to hire a foreclosure attorney? 

Early action can enhance your options and provide greater legal protection throughout the process.

Conclusion

Square One Legal, based in Honolulu, is committed to helping individuals and families manage foreclosure and bankruptcy challenges with clarity and compassion. Led by attorney Ofir Raviv, the firm offers services including foreclosure defense, Chapter 7 and Chapter 13 bankruptcy, debt relief, and settlement.