How Long Do You Have to File a Car Accident Claim in Ontario?

When you experience a car crash it creates great stress. After any car crash you need to understand the proper actions to take during injury handling and insurance pursuit. The legal time limits that apply to accident claims must be understood by all in Ontario. Failing to submit your application by the deadline takes away your legal right to claim compensation. A local Wasaga Beach car accident lawyer will handle your case and help you submit claims on time.

 

Understanding the Limitation Periods

Ontario imposes exact deadlines for filing claims that arise from car accidents. The Limitations Act requires you to start personal injury legal action against a vehicle accident within two years after your incident date. You can pursue compensation for injuries when another party caused them through neglect. Failing to submit your claim in time could end your right to receive damages and result in case dismissal.

 

When filing for accident benefit-related claims you must act faster than the general rule. Your insurance provider needs to know about the incident within seven days and you should submit your accident benefits form within 30 days after the accident. The insurance company will reject your claim if you do not report before the required deadlines.

 

Exceptions to the Two-Year Rule

The two-year deadline works like this except in specific instances. The two-year time limit does not start until a minor reaches age 18 following their accident. The time limit for filing a claim can extend when somebody becomes mentally incapable of doing it because of the accident happenings.

 

The two-year rule stops working when the injury neither immediately shows up nor becomes known thereafter. Brain trauma and chronic pain conditions require time to fully form their injuries after an event. The injured party can start the two-year period when they find the injury instead of the accident date.

 

Filing a Claim Against a Municipality

Your claim would require special attention when the accident happened while using a municipal vehicle or due to defective road maintenance. Laws about filing lawsuits against municipalities differ from general personal injury regulations. The municipality requires you to submit written notification about the incident within ten days following the accident. Failing to submit your notice within 10 days ends any opportunity to file a lawsuit. The local car accident lawyer in Wasaga Beach knows all necessary procedures for submitting municipal insurance claims.

 

Why Timely Filing is Crucial

Waiting to submit your case creates difficult circumstances for you to manage. The ability to collect important evidence from camera feeds witness testimony and medical records decreases as time passes. When you do not act fast in accident cases insurance firms tend to resist settlement offers. Meeting with a lawyer right after your accident makes it easier to create a strong case and receive your rightful compensation.

 

Final Thoughts

Knowing how long you have to take action in Ontario car crash cases helps you secure your legal standing. You need to take action before the set deadlines before both the accident benefit and lawsuit process. Your car accident lawyer in Wasaga Beach takes care of every task within the allowed period and helps you get justice by recovering compensation for your losses and suffering.