Mistakes You Should Avoid While Filing a Car Accident Claim

You have to file a caraccident claim in San Diego, so that it can support you with the expenses that you have to deal with right after a vehicular accident. When you reduce the probability of making mistakes, not only does the process become easy, but it also improves the chance of getting fair compensation. So, let's learn the pitfalls you should avoid after a car accident. 

 

·         Mistake 1 - Not getting medical attention

Right after the car accident, you should get medical attention to examine all the symptoms and declare whether you have to go through any long-term medical treatment. Sometimes, the injuries might not manifest right after the accident, but they can become quite critical later. So, if you do not get immediate medical help, it would weaken the claim and affect your health. Thus, a detailed record of your visit and treatment process is essential. 

 

·         Mistake 2 - Not gathering enough evidence 

You must gather evidence right after the car accident to justify your claim. Take photos of the damaged vehicles, visible signs of injury, and video footage of the accident site. It is highly recommended that you also collect witness statements and get a police report to gather evidence. You can use your smartphone, but ensure a complete record is presented to the insurance company.

 

·         Mistake 3 - Admitting your fault right of the accident 

Accidents can become quite chaotic and an overwhelming experience for you, which naturally leads to apologizing. But, you must never apologize as it would complicate the claim further. It would prove that you are taking responsibility for the accident, which also has the power to nullify your compensation. You must consult with a car accident lawyer and create a factual statement to stick to. Never even give an innocent apology at any cost, as it can go against your statement.

 

·         Mistake 4 - Settling too quickly with the insurance company 

Insurance companies would always try to settle for a lesser amount, which would be profitable. They can also tempt you to accept the first settlement, especially if you need the compensation immediately. Still, you must never go for the initial offers as these are generally lower than what you deserve, so if you do not have the negotiating skills, hire car accident lawyers San Diego who would negotiate on your behalf and help you cover all your needs and protect your rights. 

 

·         Mistake 5 - Not notifying the insurance company 

After the accident, you have to inform the insurance company about the status of the accident. Certain companies mention specific time limits based on which you have to report the accident and file for the claim, failing which your claim can get denied or become unnecessarily complicated. So, contact an insurer and provide all the necessary details and documentation. 

 

Conclusion