5 Ways to Use Credit Card Rewards to Take Your Dream Vacation

by Divya Kapoor Finance Advisor

Taking a vacation involves money and so it requires time for individuals to save money to take the much-awaited vacation with their family. What if you want to take a vacation in the near future and you don’t have the required savings at your disposal?

Worry not as your best credit cards can help you take your dream vacation. Surprised? Don’t be. Credit cards can help in taking a vacation. Here are five ways how –

  1. Choose a travel credit card

Credit cards come in many variants. A travel credit card is one which promises great benefits on travel related bookings made through the card. The card might give you welcome benefits in the form of air tickets or discounts on air tickets. You can also get good discounts at various hotels wherein you can book your stay at affordable costs. Moreover, if you are planning an international vacation, your travel credit card might also give you good benefits on foreign exchange and the facility of using the card for most international expenses. So, avail a travel credit card and plan your vacation on a lower budget.

Use the welcome bonus properly

Besides a travel credit card, other credit cards also give you welcome benefits and bonus reward points when you opt for the card or renew the card annually. These bulk reward points can be used to avail attractive discounts on travel websites for booking air tickets and hotel accommodations. So, use the welcome benefit of your credit card to avail discounts on your travel related expenses.

Accumulate reward points on your card

Credit cards allow reward points on each transaction done using the card. For earning maximum reward points, do all your transactions using the credit card. When the value of transactions increase, the awarded reward points also increase. You can, then, accumulate substantial reward points and use them to make travel bookings. The accumulated points would pay for your travel bookings and bring down your expenses making it possible for you to take a vacation even with limited funds.

Choose a card carefully

When selecting credit cards, be careful. You should compare and choose a card which promises the maximum reward points and travel related privileges. The card which gives you the maximum benefits would also allow you to utilise the benefits to take your vacation.

Take a loan against the card

Credit cards also allow you easy loans against your credit limit. These loans are personal loans which can be used for any financial need. If you are short on funds for taking a vacation, take a loan against your credit card and take the vacation you have been dreaming about. The process of availing the loan is simple and funds are allowed quickly.

So, don’t let your dream vacation wait any longer. Use your credit card and go on that vacation easily using the above-mentioned ways.

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About Divya Kapoor Freshman   Finance Advisor

12 connections, 0 recommendations, 38 honor points.
Joined APSense since, February 20th, 2019, From Gurgaon, India.

Created on Apr 10th 2019 07:26. Viewed 373 times.


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