Articles

5 Tips for Protecting Your Business from Personal Injury Claims

by Denny F. My Opinion


Having a safe business environment for staff, customers, and visitors should be a top priority for every business owner. This is because personal injuries suffered by employees, customers, or visitors at your business premises are legally your responsibility. Occupational Safety and Health Administration (OSHA) requires that the employer bears all expenses related to injuries suffered at their workplace.

Personal accident claims cover issues like medical treatment, compensation, property damage, and even legal services. Such claims will not only cost the business money but also put its reputation at risk even if they occur too often. They can also lead to the loss of some great employees.

For this reason, it is important for you as a business owner to provide a safe and secure workplace to reduce the number of personal injury claims against your business. In this article, we’ll discuss key tips for protecting your business from personal injury claims. 

  1. Hire a lawyer

Personal accident claims and lawsuits are expensive, which is why it is important for a business to hire the services of an attorney well versed in business and commercial litigation matters to offer legal guidance. The attorney will offer valuable legal insights when signing employee contracts, settling claims, and updating you on the latest health and safety laws.

A reputable personal injury attorney like Schultz will advise you on how to protect your business from claims adequately and effectively represent you during negotiations or in court should you get sued for compensation.

  1. Get your business insured

It is important for your business to have a general liability and property insurance policy. This is a proactive measure that will cost you, but in case of an unfortunate eventuality, you will be thankful you have it.

The policy will protect you and your business against any general claims on property damage or bodily injury claims suffered by customers, visitors, or employees at your workplace. This policy covers your business premises and physical assets too.

  1. Implement safety measures

If you are well aware of the risks that your workers face daily at the workplace, implement control measures to lower the risk of them getting exposed to accidents. You can equip employees with personal protective equipment to reduce their exposure to risk elements and train them on safety adequately.

Changing how they work by allowing them frequent breaks and varying their tasks to keep them alert is a good option too. If possible, isolate and limit access to the high-risk areas, and replace or remove the hazards. Review your business safety policies and procedures at least once a year, and effectively communicate the same to the employees.

  1. Pay attention to maintenance and repairs

You can minimize injuries at the workplace by just carrying out routine maintenance. Negligence as a business owner is likely to cost you a personal injury lawsuit. Make sure regular property and workplace  maintenance are done. Seal off the areas being worked on, with alerts signs clearly displayed to alert everyone to keep off that area.

Train your employees to help sustain housekeeping, make the maintenance schedules regular, and keep records of the same. These can be helpful when the business gets sued for a personal injury claim.

  1. Handle accidents properly

Should an accident happen at work, act fast. First, call for emergency help to ensure the injured employee is well taken care of. Then ask other people that witnessed the accident to record statements about how the accident happened and document everything. Handling an accident properly may come in handy should the employee choose to file for a personal injury claim.

Endnote

Accidents may still happen despite having put all the safety measures and precautions in place. Your best defense as a business owner is to be proactive. Thoroughly inspect your business premises often, do timely repairs, and educate your employees on workplace safety. On top of this, make sure that you are well prepared and protected as a business against any personal accident claims that may still hit you.


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About Denny F. Advanced Pro  My Opinion

31 connections, 0 recommendations, 181 honor points.
Joined APSense since, April 16th, 2020, From Bogor, Indonesia.

Created on Oct 18th 2021 12:09. Viewed 256 times.

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