3 Questions That Will Help You To Pick The Best Pet Insurance In Spain

by Liz Seyi Digital marketing manager

In much the same way as a health insurance policy that perfectly suits the needs of one human may be very far from meeting the needs of another, you can’t just presume that the first pet insurance policy you’re offered will be the right one for your own cat or dog.

If you’re an expatriate now living in Spain, you might be especially worried about ensuring whatever policy you buy really does tick every single ‘essential’ box. So, here are three questions to ask that will help you to narrow down your options.

What is actually covered in the policy?

This might seem to be the most obvious question of all. However, when you’re an expat in particular, any language barrier or other factors might cause you to overlook that certain crucial areas of coverage may be missing from the policy you’re considering.

But don’t just check whether the insurance in question protects you for such specific things as boarding fees, vets fees and loss from theft or straying – also look at how far each of those areas of coverage goes. With Bronze, Silver and Gold plans available through Ibex Insurance Services, you can find the level of coverthat suits your practical and financial needs.

Will the policy cover my pet?

You won’t want to waste money on pet cover that won’t actually protect your cat or dog in the event that you need to claim. We’d therefore urge you to ensure whatever policy you’re considering will be valid for your pet’s age, health and circumstances.

Here at Ibex, for instance, we do not cover cats or dogs from birth, and nor do we cover cats over eight years old, or dogs over 10 years old, unless a policy is being renewed having originally been taken out before the pet reached that age. Nor do our policies cover pre-existing conditions. You can learn more about such limitations on our Frequently Asked Questions (FAQs) page.

How reputable is the broker or insurer?

When you’re seeking out the best pet insurance in Spain, it’s not just the fine details of the policy itself that should matter to you, but also the reputation and service of the broker or insurer through which you purchase it.

As we touched on above, as an expatriate, you might come across a lot of policy documents in a different language to that with which you are familiar. This, in turn, heightens the risk of you selecting a policy that doesn’t actually cover all of your needs, due to you having misunderstood what was being offered to you.

Here at Ibex, we provide an entirely English-speaking service to help to overcome this potential issue. Furthermore, we have brick-and-mortar offices dotted along the Spanish coast, so if you’d prefer to discuss your needs from a pet insurance policy with us in person before committing, you’re free to do so.

Having been established in 2000, we have a longstanding strong track record here at Ibex of serving the needs of expats around Spain, Portugal and Gibraltar. It all means that when you’re on the lookout for the best pet insurance in Spain, you might never feel the need to consider another broker – especially as we also make it so easy for you to obtain a quote online today.

How To Fill In The European Accident Statement

We have produced a video explaining how to fill in the accident statement form as some of our policyholders advised us that they are unclear on how to do this. If you would like to watch it please click here.