Articles
A Debt Management Plan For Your Money Issues!!!
by Janny Flcn
Everything
around you is either planned or random. Random has its own beauty ? the
beauty of things that seem to happen by chance; we?ll be tired of
planning all the time. But you can surely see the difference between a
planned action and one which was not planed. .Planning gives always
quantifiable results. Precision and performances are the result of
nothing but planning. If you want performances in your future debt
situation, you would better settle a debt management program.
The start is so simple and reduces to math calculation.
- Put down on a piece of paper all your debts. Pull the line and see how much do you owe.
- Then find out how much do you earn in a months. All your family?s sources of income must be reminded. This is not all.
- You have some monthly expenses like rent, food expenses, dentist, clothes etc. Put down an average sum for such monthly expenses.
Now you are ready. No matter what number is below the line, a solution can be found. Think of the following: If the number shows you can not pay your creditors anymore, you can negotiate a new interest rate maybe a zero interest rate, some penalties waived, a longer period for your pay off. They?ll be disposed to get less money in a longer period than sue you. But this applies only to unsecured debt consolidations.
If you can do this by yourself, approach some credit card consolidation services. You can find free tax advices from non profit credit card debt consolidation companies.
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About Janny Flcn 
27 connections, 0 recommendations, 74 honor points.Joined APSense since, May 12th, 2010, From Canada.
Created on Dec 31st 1969 18:00. Viewed 0 times.
