"Got It Magazine" (I wrote this article)

Financial Solutions for a Changing World
 
 
There is an enormous need for change in how Americans conduct their finances. We are living in a fast changing world and there must be a solution in place to help people reach their goal of financial freedom.
 
It is apparent to see that many people find themselves in debt, bankrupt, and lacking the proper protection and savings needed to truly be secure. The main cause of this is most people don’t plan to fail, they simply fail to plan. A large amount of individuals tend to procrastinate, when it comes to taking the necessary steps in securing their financial future. Studies show that between debt and poor financial decisions more people today are falling behind financially and have little or no knowledge of how to get back on track.
 
In times like this a financial service organization like World Financial Group, is greatly needed to help people around the world achieve financial independence. World Financial (WFG) is a financial service marketing organization whose associates, through its affiliated companies offer a broad array of products. The mission is to leave no family behind and help change the course of their financial futures.
 
World Financial Group advises people to prepare a financial outlook for whatever life offers. In order to complete your financial picture you must consider two things: What if I die? And What if I live? In the event you die you could have in place life insurance, but in the event you live you need a nest egg; such social security, pension, and savings. But what if you could have a product that would protect you if you die too soon and provide income for retirement?
 
Equity Index Universal Life Insurance is the smart protection provided through World Financial Group. Also known as an EIUL, the Equity Index Universal Life Insurance is similar to conventional Universal Life Insurance in that it provides a death benefit and has a cash value that can grow over time. However the advantage of the EIUL is that it may provide tax free growth of your account value, is caped at 12.5 percent interest credit and guaranteed a minimum interest rate gain. Equity Index Universal Life Insurance also offers flexible premiums and has a no- lapse guarantee.
 
For an example of how growth may occur in the EIUL is as follows, say you invested $10,000 because of the 12 percent interest gain your money would double every six years. Thus in six years you would have $20,000, in twelve years you would have $40,000 and in eight-teen years you would have accumulated $80,000, all tax deferred.
 
 
 
 
The EIUL is a perfect solution to ending financial stress and the unpredictability of life. With this type of protection you have a death benefit free from federal income taxes, potential for competitive tax deferred accumulation of cash vale, living benefits which give you the ability to take policy loans and withdrawals, plus a selection of policy riders to help customize your plan for the most flexibility.
 
The finale solution is to have a financial services industry professional, such as those of World Financial Group work with you to help determine the following financial solution: your retirement plan, your children’s education, paying off your house, becoming debt free, and preparing an emergency fund. By covering each of theses areas you’re taking the right precautions in order to live the life you were designed to live and that’s a life of financial freedom.