Tracy's Articles

Benefits of Buying KY Health Insurance through a Professional Health Insurance Agency

Now that the Affordable Care Act is here to stay, you should think about enrolling in a Kentucky health insurance plan. Starting 2014, most Americans will have to enroll in a qualifying health plan or pay a tax penalty – which could range from $695 to $2,085 (plus inflation) or higher. If you... Read More

Important Things you should know about Ohio Health Insurance

Up to one in six Ohioans age 18-64 did not have health insurance coverage in 2011. Moreover, according to a recent survey, the number of people getting Ohio health insurance at work is declining. The Health Policy Institute of Ohio reports that during 2006-2007 and 2010-2011, there was a 12%... Read More

How Your Ohio Health Insurance Plan Works  3 likes

Understanding how the different aspects of your health insurance work is necessary to choose the right Ohio health insurance plan. The ideal plan is one that would pay for the medical expenses that you cannot afford on your own. Sickness and injury cannot be predicted, so when you purchase a... Read More

Why Ohio Health Care Costs Are Rising

Ohio health insurance premiums are rising, even for those who do not use a lot of health care services. According to a survey conducted by Kaiser Family Foundation and the Health Research & Educational Trust, premiums have increased nationally by 97% in less than a decade, about thre... Read More

Newly Released Federal Requirements to Change Ohio Health Insurance Scene

The U.S. Department of Health and Human Services (HHS) has just released rules to implement the provisions of the health care law to reduce discrimination against people with pre-existing conditions, help consumers compare their coverage options, and allow the implementation of equitable workpl... Read More

How Healthcare Reform is changing the Kentucky Health Insurance Scene

Beginning in January 2014, almost all Americans and legal residents are required to purchase health insurance or pay a fine. To help middle and low income Americans abide by this individual mandate, health reform proposed the setting up of health insurance exchanges in all the states. Kentuc... Read More

What does Health Care Reform Really Mean for Kentucky Small Business

Small businesses are those with no more than 100 employees. Health care reform is expected to lower costs for small businesses in Kentucky, allowing them to attract and retain good employees with comprehensive group health insurance plans. Kentucky is one of the states that have gone ahead w... Read More

Many Challenges Ahead for Ohio Health Insurance

With the Obama administration getting a second term in office, the stage is set for the further implementation of the Affordable Care Act. However, there are still many unanswered questions about the controversial health reform and how it will work to benefit Americans. The Ohio health insur... Read More

Federally Run Health Insurance Exchange for Ohio

Ohio will have a federally run health insurance exchange by 2014. This follows the decision by the governor not to implement a state-based exchange to sell Ohio health insurance. The setting up a federal health exchange is a major change as traditionally, states have controlled the private h... Read More

Why Ohio Health Insurance Costs are Rising

Having health insurance is necessary and unavoidable. However, the costs of health insurance in Ohio are rising, just as they are for the rest of the country. According to the Kaiser Family Foundation, the average annual single premium in 2012 is 3% higher than the average annual single prem... Read More