Seller protection from cyber crime |
Let's talk about Cyber Crime!
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Hi there,
I would like to ask what do you think about seller protection when buyer appears criminal? For example, you have an online store and you sell software. Someone buys a license from you and pays via payment card. Payment is processed via 3d party payment processing engines (like PayPal, MoneyBookers, ShareIt, or any other). Then in few days this 3d party payments processor issues a charge back to you because your customer used stolen card. So, you have to do nothing but just give money back and pay charge back fee. But if to think carefuly you are not guilty here. You've relied on a 3d party payment processor and they failed to detect that payment card was stolen. So, they have blame themselves and pay for this fault. But not! They take money back from you and they even charge you a charge back fee which is obviously not correct. And at the end you lost a charge back fee, you issued a license for free, and you are totally not protected from such issues. Don't you find that stupid that payment processors charge you for their faults? We pay them to protect us, but they do not protect us at all. If something occurs they just forward all troubles on our heads. Isn't it time to change something? Established European Hosting - FREE accounts available. |
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