Tips Buying Travel Insurance Onlineby Komang Putrawan web programmer
Tips for buy travel insurance online, the below are some general tips to help you select the travel insurance for your trip. Not all policies are the same It is a common misconception that all travel Recommended Features
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Review on Tips Buying Travel Insurance OnlineTips for buy travel insurance online, the below are some general tips to help you select the travel insurance for your trip.
Not all policies are the same
It is a common misconception that all travel insurance policies are much the same. Though there are several types of cover that are common amongst policies, actual policy benefits and cost will vary considerably between providers. Compare the actual policy benefits to your needs in determining the appropriate level of cover, consider the destinations you will be visiting, the things you will be doing and what you will be taking with you. Common types of benefits include cover for overseas medical and emergency expenses, lost or stolen luggage, cancellation fees and personal liability.
Read the product disclosure statement
It sounds obvious and you have undoubtely heard it before, but before you buy online travel insurance make sure you read the product disclosure statement and/or policy wording. Most are only 10 to 20 pages long and can be accessed online, and by reading the product disclosure statement you will be able to find out whether the travel insurance policy really is the best policy for your needs. In particular pay attention to the limits and exclusions most people are all too familiar with the way insurance companies will look for ways to disallow claims.
Is emergency assistance included?
Emergency assistance and repatriation cover are essential when travelling overseas and will give you the peace of mind to fully enjoy your travels, especially in countries you have not visited before or foreign language countries. It is thus worth checking that they are included benefits in your travel insurance policy. Emergency assistance phone numbers are typically provided when travel insurance is purchased online. These phone numbers should be written down in a safe place before you depart a good suggestion is to store them with your passport so that you will always be able to access them quickly.
Keep two copies of your policy
It is advisable to make two copies of your travel insurance policy one to take with you on your trip and the other to leave a home with a friend or relative. Many people also choose to save an electronic copy of their travel insurance policy document online so that they may access it from anywhere. (This can be done by emailing a copy to your own online email account with Google or Yahoo).
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Created on Jul 17th 2011 14:24. Viewed 1,231 times.