What Are the Different Types of Car Insurance Plans and What Do They Cover?
by kumar rahul Best Insurance DealsThere are basically two types of car insurance plans: Third Party Liability Only Plan and Comprehensive Car Insurance Plan
Third Party Liability Only Car Insurance Policy Coverage
The liability only motor insurance policy covers the vehicle owner's legal liability claims to pay compensation for the followings:
- Bodily injury of a third party
- Death of a third party person due to an accident
- Damage to any third party property
- Covers the owner or driver of the vehicle for medical treatment for up to Rs. 15 Lacs.
Comprehensive Car Insurance Policy Coverage
Comprehensive car insurance covers all the aspects that are covered under the third party policy plus, it also covers any loss or damage to your own vehicle. The package policy from motor insurance online covers the following:
- Strike and riot.
- Inundation, Flood, Typhoon, Hailstorm, Hurricane, Cyclone, Storm, and Tempest
- Malicious Act.
- Damage to your vehicle due to self-ignition, fire, lightning, explosion.
- Housebreaking, burglary, theft.
- Terrorist Act.
- Earthquake (Fire and Shock) Damage.
- Accidental external means.
- Damage from landslide/Rockslide
- Damage or loss to the car while it is in transit through road, inland waterway, lift, elevator, rail, air etc.
Car Insurance Companies -
New India Car Insurance Online, Iffco Tokio Car Insurance Online, Reliance General Car Insurance Online
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Created on Mar 8th 2019 06:51. Viewed 492 times.
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