Unsecured loans based on salary, simple and easy consumer loan opportunity

by Han Song Marketing executive

Vay tín chấp theo lương are a type of loan that describes the loan terms and conditions from the bank. Customers can use their payroll to apply for a loan when needed. All information about documents and procedures are supported by the bank.

What is a mortgage loan? Unsecured loans in the form of payroll is essentially a form of loans popular and familiar to everyone. Most borrowers will choose this form because of its quickness and ease of approval.

In essence, vay tín chấp theo lương do not require you to have information about collaterals. The bank only relies on your prestigious monthly financial income in the history of credit payment, has been able to grant approval to your capital support documents.

Currently, in the transaction market, banks are competing with each other very much, so in terms of interest rates are quite similar, not much difference, so you can safely choose the right place for you.

In case of vay tín chấp theo lương, do you need a guarantor? In fact, it is not required, if you are over 18 and you have a stable job. However, what is the mortgage loan for students to cover their studies? If necessary, you can ask a relative to stand directly supporting documents.

In general, a mortgage loan is easy. Almost all applications can apply for approval quickly. However, the drawback with this type of loan is, only suitable for consumption purposes, with the loan amount below 300 million. If you have a higher loan need, you must consider vay tín chấp theo lương to have more opportunities. In addition, the time and interest rates are not as flexible as mortgages.