Understanding the Nuances of Home Loans along with GST Benefits

by Litty Jose Finance Analyst

Home Loan Made Easy

In the simplest of words, a housing/ mortgage or home loans are Loans acquired from a financial institution to purchase a home. There goes a wonderful saying, “A house is made of bricks and beams, home is made of hopes and dreams.” These hopes and dreams are fueled extensively by finance institutions and home loan providers, builders and developers during the festive seasons.

 Home Loan during the festive season:

With the onset of the festival of prosperity and abundance, various Home Loan offers would soon start to mushroom

It’s raining offers this festival season - With slashed processing fees, low interest rates, GST benefits on home loans there could be no better time than this.  Festival season always comes up a high range of discount offers on property and real estate. This is also considered the best time to hunt for home in and around the areas you are interested in.

b)     Builders lure you this festive season - GST benefits on real estate, free tours, automobiles, gold coins and what not. Builders won’t shy away this festive season and neither should you. You can always contact a financial advisor to advice you on how you can make the most of this festive season and invest in one of the biggest assets of one’s life – HOME.


c)      Get the best deal this festival season - Be on the hunt for the BIG3

       Home loan interest rate

       Home Loan Tenure

       Processing fees and GST Benefits on Home Loans


You could also combine the deals from home loan providers. For instance, you could get GST Benefits on both your home loan and on the property or real estate you opt to purchase

 Home Loan Interest Rates and Calculator

Unlike any other loan, deciding about a home loan, its type, interest rate and other details associated with it takes thorough research. This is made easy by a Home Loan EMI Calculator. A home loan EMI (equated monthly installment) calculator is easily available online that gives you the correct EMI amount basis the Principal amount and interest rate. Moreover, home loan interest can be repaid through either a floating (adjustable) interest rate or a fixed interest rate.

 So, what are you waiting for? With all the home loan essentials in your arsenal you can march forward this festive season and seize your best buy right away! Connect with a home loan provider today and make your home sweet home dreams come true.

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About Litty Jose Advanced   Finance Analyst

31 connections, 0 recommendations, 124 honor points.
Joined APSense since, August 2nd, 2016, From Mumbai, India.

Created on Sep 25th 2017 08:42. Viewed 869 times.


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