Top 4 Add-on Covers for Your Two Wheeler Insurance

by Ankit Passer insurance counsellor

Add-on covers, as the name suggests, stands for additional covers. Add-on covers are optional. It means

you may choose an add-on cover to be included in your bike insurance policy or you may also go with

the basic two wheeler insurance policy.

Add-on covers have been designed to build an additional layer of protection around your vehicle.

However, what you should keep in mind in this aspect is that you will have to pay an additional premium

along with your basic two-wheeler insurance cover to avail the benefits of add-on.

The cost of an add-on cover may vary from one insurer to another. There are a number of add-on covers

which you may choose for the ultimate protection of your motorcycle. In this article, we will be

discussion about the top 4 most sought-after bike insurance add-ons.

1. No Claim Bonus (NCB) Protector: No claim bonus is offered as an add-on by two wheeler

insurance online companies in India. If you do not make a claim over your two wheeler

insurance policy term, you will be eligible for no claim bonus at the time of your two wheeler

insurance renewal. But if you make a claim in your policy term, you will lose your acquired NCB.

NCB Protector add-on cover, in this aspect, makes sure that your No Claim Bonus percentage

remains intact even if you file a claim.

2. Garage Cash: You’ll be benefitted by including garage cash add-on in your two wheeler

insurance plan. In case your bike is in garage, this add-on will take care of your commute

expenses if you choose this add-on cover for your two wheeler insurance plans.

3. Roadside Assistance: Roadside Assistance is an add-on cover that is offered by insurers in case

your vehicle breaks down. You will be offered towing facility in such cases. Your vehicle will be

carried to the nearest cashless garage network of your insurance provider.

4. Zero Depreciation: If you include zero depreciation add-on cover in your two wheeler insurance

plan, you’ll receive the full amount of damages due to no deduction of value of your vehicle

parts.

Next time you renew your two wheeler insurance online, don't forget to consider these 4 add-ons to

include in your bike insurance policy. Meanwhile, you can click here to check out some of the top bike

insurance plans online for the best price.

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Joined APSense since, August 23rd, 2018, From Kolkata, India.

Created on Jul 31st 2020 09:01. Viewed 407 times.