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Top 3 Bajaj Allianz Car Insurance Plan
by Rosy Diana Web Enthusiastic And bloggerCar insurance, like any other insurance, is important for the protection of an individual and for covering any financial losses which may have occurred while driving. There are many car insurance options offered by insurance companies but you should buy a plan that suit your needs and provides maximum liability coverage.
Bajaj Allianz General Insurance Company Limited, a joint venture between Bajaj Finserv Limited and Allianz SE, offers comprehensive car insurance plans (part of the Motor Insurance plans) with extra additions as per your needs.
Some of the benefits and advantages of buying a car insurance plan from Bajaj Allianz are:
1. Faster servicing and processing of claims
2. Covers both third party legal liability and own damage liability under the same plan
3. Add-ons available at affordable premium
4. Facility of cashless claim settlement across 1500 partner workshops
5. Easy online buy or renew option
6. 24x7 telephone support and assistance
Bajaj Allianz sells three different car insurance plans for both private and commercial vehicles. The company offers accident shield, consumable expenses and conveyance benefit as add-on covers under the three insurance plans.
The three car insurance plans offered by Bajaj Allianz are:
1. Best Value Plan
This is a basic plan with the lowest amount of premium among all the three plans. Best Value Plan allows customer a very cost-effective option of paying a low premium and payment of a nominal deductible fee of Rs 15000 in case of any claim. The rest of the claim amount is borne by Bajaj Allianz, which helps the customer save almost 35% on the own damage premium cost. This plan covers basic Third Party Liability, personal accident coverage for driver/owner and 24x7 roadside assistance cover. Also, the no claim bonus discount can be availed by the policyholder if he/she desires.
2. Standard Plan
This plan offers a regular standard coverage on the vehicle with a standard rate of premium. Along with a basic Third Party Liability, personal accident coverage for driver/owner and 24x7 roadside assistance cover, this plan also offers coverage for electrical accessories, non-electrical accessories, personal accident cover for co-passenger, CNG kit coverage and driver cover. Standard Plan also lets the customer avail the no claim bonus discount or transfer from an existing policy held with another insurance company up to a maximum of 50%.There is no coverage for voluntary deductible, depreciation shield and engine protector in the Standard Plan. This plan ensures a fixed premium that is not based on any fluctuations of any financial or market factors.
3. Flexible Plan
Flexible Plan is one of the most sought after car insurance plans offered by Bajaj Allianz. This plan offers an enhanced coverage protection on the vehicle with a higher premium. The Flexible Plan provides a basic Third Party Liability, personal accident coverage for driver/owner and 24x7 roadside assistance cover along with depreciation shield cover protecting the value of the car against depreciation and Engine Protector Cover against any damages. Some other add-ons or optional covers offered by Bajaj Allianz include coverage for electrical accessories, coverage for non-electrical accessories, personal accident cover for co-passenger, CNG Kit coverage and driver cover. In this plan, the customer is allowed to avail the no claim bonus discount as per the requirement or simply transfer from an existing car insurance policy held with another insurance company up to a maximum of 50%. Also, to lower the cost of premium, there is a voluntary deductible option which can be chosen wherein the customer promises to pay a part of the claim from his own pocket before raising the claim to Bajaj Allianz.
The company also offers a value added service – Bajaj Allianz Drive Assure Prime Plan – to enhance the protection provided by the main car insurance policy. This feature comes with add-ons such as key and lock replacement cover and 24x7 spot assistance. Also, it offers benefits such as fuel assistance, battery issues, flat tyre, mirror repairs, towing facility, accommodation and taxi benefits.
Author Profile:
Rosy Diana is a seasoned independent writer. Her explanatory and creative writing style helps understand the subject matter easily and offers tips, tricks and expert suggestions for health insurance and Car insurance policies.
Bajaj Allianz General Insurance Company Limited, a joint venture between Bajaj Finserv Limited and Allianz SE, offers comprehensive car insurance plans (part of the Motor Insurance plans) with extra additions as per your needs.
Some of the benefits and advantages of buying a car insurance plan from Bajaj Allianz are:
1. Faster servicing and processing of claims
2. Covers both third party legal liability and own damage liability under the same plan
3. Add-ons available at affordable premium
4. Facility of cashless claim settlement across 1500 partner workshops
5. Easy online buy or renew option
6. 24x7 telephone support and assistance
Bajaj Allianz sells three different car insurance plans for both private and commercial vehicles. The company offers accident shield, consumable expenses and conveyance benefit as add-on covers under the three insurance plans.
The three car insurance plans offered by Bajaj Allianz are:
1. Best Value Plan
This is a basic plan with the lowest amount of premium among all the three plans. Best Value Plan allows customer a very cost-effective option of paying a low premium and payment of a nominal deductible fee of Rs 15000 in case of any claim. The rest of the claim amount is borne by Bajaj Allianz, which helps the customer save almost 35% on the own damage premium cost. This plan covers basic Third Party Liability, personal accident coverage for driver/owner and 24x7 roadside assistance cover. Also, the no claim bonus discount can be availed by the policyholder if he/she desires.
2. Standard Plan
This plan offers a regular standard coverage on the vehicle with a standard rate of premium. Along with a basic Third Party Liability, personal accident coverage for driver/owner and 24x7 roadside assistance cover, this plan also offers coverage for electrical accessories, non-electrical accessories, personal accident cover for co-passenger, CNG kit coverage and driver cover. Standard Plan also lets the customer avail the no claim bonus discount or transfer from an existing policy held with another insurance company up to a maximum of 50%.There is no coverage for voluntary deductible, depreciation shield and engine protector in the Standard Plan. This plan ensures a fixed premium that is not based on any fluctuations of any financial or market factors.
3. Flexible Plan
Flexible Plan is one of the most sought after car insurance plans offered by Bajaj Allianz. This plan offers an enhanced coverage protection on the vehicle with a higher premium. The Flexible Plan provides a basic Third Party Liability, personal accident coverage for driver/owner and 24x7 roadside assistance cover along with depreciation shield cover protecting the value of the car against depreciation and Engine Protector Cover against any damages. Some other add-ons or optional covers offered by Bajaj Allianz include coverage for electrical accessories, coverage for non-electrical accessories, personal accident cover for co-passenger, CNG Kit coverage and driver cover. In this plan, the customer is allowed to avail the no claim bonus discount as per the requirement or simply transfer from an existing car insurance policy held with another insurance company up to a maximum of 50%. Also, to lower the cost of premium, there is a voluntary deductible option which can be chosen wherein the customer promises to pay a part of the claim from his own pocket before raising the claim to Bajaj Allianz.
The company also offers a value added service – Bajaj Allianz Drive Assure Prime Plan – to enhance the protection provided by the main car insurance policy. This feature comes with add-ons such as key and lock replacement cover and 24x7 spot assistance. Also, it offers benefits such as fuel assistance, battery issues, flat tyre, mirror repairs, towing facility, accommodation and taxi benefits.
Author Profile:
Rosy Diana is a seasoned independent writer. Her explanatory and creative writing style helps understand the subject matter easily and offers tips, tricks and expert suggestions for health insurance and Car insurance policies.
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About Rosy Diana 
Web Enthusiastic And blogger
10 connections, 0 recommendations, 28 honor points.Joined APSense since, December 22nd, 2015, From Delhi, India.
Created on Dec 31st 1969 18:00. Viewed 0 times.
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