Reasons why many seniors prefer Medicare Advantage plans to the original Medicare

Medicare is very important and every senior needs to be covered but there are always some alternatives to the original Medicare one of them being Medicare advantage plans. Medicare is a maze that can be very difficult for many people to explore especially due to the changes that keeps on happening like for example, the Medicare supplement plans 2020.

However, there are some things that stand out clear one of them being that most seniors prefer to opt for Medicare advantage plans as compared to the original Medicare plans and in this article, we are going to be discussing the reasons why. The major factor that makes many people prefer the plans is the fact that Medication is also included in the plan too. Other reasons include:

·         Affordable cost

When it comes to visiting the doctor, Medicare advantage plan is by far the best choice as you will be required to pay a total of 0 dollars. Yep, you read it right and that is no typing error, I mean zero dollars. What could be more affordable than zero dollars? I bet nothing.

 And some plans also have a mail generic option whereby you can be sure to get your drug prescription from the comfort of your home for like 3 months and you will not need to pay anything. You are going to get the medicine for free and it gets delivered to you and this means you will end up saving a lot of money.

 And even if the monthly premiums are higher compared to the ones you are supposed to pay for original Medicare, you will still end up saving a lot of money when you go for a Medicare advantage plan.

·         Medicare and drug coverage in one plan

I know I said am going to discuss other reasons apart this one on this category but I have changed my mind because some people might still not understand how this can be very convenient.  If you opt for the original or traditional Medicare plan you will get coverage of several needs like seeing the doctor and other things but when it comes to drug coverage, you will need to enroll for Medicare part D plan if you want medicine and drugs to be covered by your plan.

 You will be required to pay for this part D separately from part B and that means using more money. It is no wonder most people prefer the Medicare advantage plans.

·         The premiums are very affordable

Don’t let all those benefits confuse you and be tempted to think that the Medicare advantage plans require you to use a lot of money because the truth is the premiums are very affordable. You just need to choose the best alternative from a company you can trust and if you pay your part B premiums the price for Medicare advantage plan will drastically reduce.