Reasons To Consider Taking Out Private Health Insurance In Spain

by Liz Seyi Digital marketing manager

If you have recently taken up residence in Spain and started paying social security contributions in this appealing Southern European country, you are entitled to dip into its free public healthcare system. However, this might not meet all of your healthcare needs or preferences during your time living here.

How does the public healthcare system work in Spain?

As someone who lives and works in Spain, you are likely to pay not only social security but also income tax, both of which go towards funding free state healthcare. As all of Spain's employees and self-employed workers must pay social security, they can all make use of this healthcare, too.

However, if you are not eligible to use the state system or you need health services that it does not provide, private medical insurance is an option. Spain is home to private health insurance companies offering packages that take account of various health conditions.

Easy-to-overlook merits of private healthcare in Spain

Despite the high quality of Spain's public healthcare, opting for private healthcare could enable you to receive treatment sooner, withoutlengthy waiting times. This is a crucial point to keep in mind if you have a history of needing regular treatment.

Another plus point of taking out a private health insurance policy is the option of choosing a doctor who can speak strongly coherent English. This benefit, too, warrants your consideration if you anticipate needing to see a GP regularly.

It's also worth bearing in mind that Spain's public care system does not cover dental work, which the individual must therefore pay for out of their own pocket. Some insurers offer 100% dental cover with their medical policies, which can halve the expense of dental fees in Spain.

The right broker can help you to find the right insurance policy

As different medical insurance policies can come with crucial differences in their terms and conditions, you should take care when choosing one.

However, as a highly trusted Medical Insurance Broker In Spain, Ibex Insurance Services can work with various insurers to source an especially suitable policy for you.

We invite you to phone our Spain office on +34 902 193 884 to talk through your needs with us and find out more information.