Keep These Aspects in Mind While Buying Health Insurance Online in India

by kumar rahul Best Insurance Deals

Health insurance provides us with financial security in the event of an unforeseen hospitalization or illness. But before buying a health insurance plan in India, there are a number of factors that you must consider. Alongside this, you must also make sure that these important factors are offered by your health insurance provider.

Coverage Options: The more the coverage, the better. It is important to choose a health insurance policy that covers various illnesses. In this case, the insured person should be provided 100% of the Sum Assured as a lump sum payment by the health insurance companies at the time of major surgeries.
Critical Illness Coverage: It is essential for you to consider critical illness cover before buying a mediclaim policy. It is also important that you only pick the health insurance plans that offer you protection, regardless of the claims of your policy. Select a critical illness cover which includes serious medical conditions such as cancer, paralysis, lung diseases, etc.
Coverage for Pre Existing Disease: Before choosing your health insurance policy, it is important to review the health insurance plans to find whether it offers coverage for pre-existing diseases. Also, go for the insurer that imposes the lowest waiting period for pre-existing diseases.
Cashless Hospitals: Give extra priority to the health insurance policies that support cashless hospitalization. At the time of medical emergency, cashless hospitals may prove to be a blessing. The insured person has to flash an insurance ID the card provided by the health insurance company to get admitted to the hospital.

Important to keep in mind in this context, make sure that you are comparing health insurance online before making a purchase or even renewing your existing policy. A comparison of different health insurance plans online will guarantee the best coverage for the best premium. Meanwhile, you can click here to check out some of the top health insurance plans in India.