Is J Crew credit card worth getting?

by Alex T. All You Need to Know

Among store branded credit cards, many people overlook the J Crew credit card. But is this card really worth getting it? That's something we are going to find out in this review!

Even though this is a store credit card, it requires a good credit (starting with 680) - this is an absolute disadvantage of this credit card. With such requirements, you are likely to get better credit cards from banks. But obviously, it comes with a zero annual fee.

But despite that, the credit card comes with pretty generous rewards. In particular, it offers a 5% reward rate, which is quite good as for a store credit card. Additionally, you will enjoy free standard shipping on all J Crew purchases made online, which makes this credit card really lucrative for many people. Additinoally, the card comes with a 15% discount on your first purchase, as well as additional bonuses and rewards. What do you think about it?