Is Dental Surgery Financing A Viable Option For You?

by Ben Joseph Denefits Dental & Healthcare financing

Are you planning to undergo a Dental surgery? If so, you are probably looking for available options such as dental financing, insurance or care credit etc. to pay for the expensive Dental surgery since it is not covered by your insurance company.

There is no denying the fact that paying for such expensive surgeries is getting harder day by day, thanks to today’s economy. Dental surgery is one of the most expensive surgeries that a person may want to undergo with some surgeries costing as much as a car!

Are Medical Credit Cards Worth The Investment?

Dental surgery often comes with the availability of financing. Dental treatment financing is usually available much like the financing of other things. You may pull out a credit card and pay for your dental treatment. And the best part is almost every dental clinic accepts normal credit cards or Care credit for any type of tooth treatment.

However, the two major problems associated with credit cards are monthly interest rates and their credit limit. Some of the medical cards offer a maximum credit limit of $25,000, which may not be enough to pay for your dental cosmetic surgery. Plus, the interest rates on these medical credit cards are usually extremely high which, at times, makes the cost of the treatment almost double its actual cost. Therefore, the only option a patient is left with is paying the treatment cost as soon as possible to save on the interest rates that will incur on the treatment cost. These healthcare cards can provide a safety net for your out-of-pocket healthcare services. But if you are not careful, this net could snap and drop your finances into free fall.

Also, in order to get the treatment financed, you need to have a good credit score. Only people with good credit score are eligible for financing. Therefore, people with low credit score are often denied financing or charged higher interest rates.

Consider Financing As Opposed To Medical Credit Cards

When it comes to non-covered dental surgeries, be sure to do your research beforehand to pay for your medical bills. Oftentimes, patients assume that the best way to pay for the medical bills is using a healthcare credit card, but they often find themselves stuck in an expensive repayment. Dental surgery clinics are offering many ways to help their potential patients by financing their treatments with the help of systems such as Denefits that allow doctors to finance their patients without involving any third-party credit/financing company. Moreover, companies like Denefits offer no-credit check financing option that brings the best of both worlds.

The bottom line

Getting an approval for a healthcare credit care might be easy but using it to pay for a medical bill is a bigger challenge for many patients, thanks to the credit limit and interest rates associated with it. On the other hand, dental cosmetic surgery financing comes with instant approval, low or zero interest rate, and lets you pay your medical bills more gradually with no additional fees.

Now do the maths and choose your option wisely!

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About Ben Joseph Junior   Denefits Dental & Healthcare financing

1 connections, 0 recommendations, 7 honor points.
Joined APSense since, July 27th, 2018, From Fountain Valley, United States.

Created on Jul 27th 2018 16:20. Viewed 529 times.


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