How to collect debt after a County court judgment has been made?

For people serving in a construction industry, getting paid for their services and supplies in a project has become easier than ever. With potent tools such as a County Court Judgment (CCJ), contractors are able to secure their payments more adequately.

If you are a contractor or construction worker, you can file a mechanic’s lien against the owner of the property where you worked. Mechanic’s lien is a very successful device to settle claims. But sometimes, a lien is just not enough for debt collection. If you have not been compensated for your work even after winning your claim in the court, you can apply to the CCJ against the debtor to demand your payment. The court will issue a CCJ if there really is a liability to meet, which will resolve how the debt can be collected. This way, a court judgment can help you get paid for what you are owed.

However, in some circumstances, the debtor might not be able to pay the amount of the court ruling – either because of their unwillingness to follow court’s orders or their current financial state. If you come across a situation like this, you may be required to take some additional measures to collect the judgment.

While your debtors might have the money to pay the judgments made against them, but they can still refuse to pay in order to avoid bothersome collection activities and legal costs. However, if your debtor has really become bankrupt and is unable to repay you, you can find it extremely difficult to collect your debts.

Although tough, you can still get your money from an unwilling and insolvent debtor. To ensure that you get paid, you must conduct a post-civil judgment investigation or inspection to determine the debtor’s sources of earnings and assets.

After you have made a judgment on your debtor, you can hold a certain fraction of their wages or income to collect your judgment. To get a hold of their wages, you must schedule a court trial and establish that the debtor is unable to make payments for what they owe. Similarly, you can also legally seize your debtor’s business assets to collect your judgment. Make sure you only use law enforcement to seize the property, in order to avoid further litigation.

With a CCJ, you can definitely secure your judgment and get paid for what you’re owed. However, you must use professional help to guide you through the process of debt collection as any slip and error can result in your judgment losing its validity and can even result in you getting sued for breach of contract.

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Created on Jan 2nd 2018 03:49. Viewed 394 times.

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