How to Choose the Best Car Insurance Policy with Needful Coverage?
by Shriram General Insurance General Insurance Company in IndiaCar insurance policy is legally mandatory in India as per the Motor Vehicles Act, 1988. This ensures that every car which is driven on Indian roads should have valid insurance coverage. That's the reason each car owner is supposed to buy a car insurance policy if they want to drive their car on Indian roads. It is important to beware of traffic risks as well as accident risks. You must be aware of the rules of car insurance services and coverages. It needs to be well understood by every car owner.
These include the following in the parts of car insurance coverage -
Third Party Liability cover: The
third party cover is liable to cover the financial liability you create to
someone else like injury or any other property damage. This is the reason you
should opt for third party liability.
Own damage cover: These damages
include the damage to your own car. This policy is not exactly mandatory as it
comes in the combination of the comprehensive policy.
Comprehensive cover: One of the best car insurance policies you can ever have is the comprehensive policy. It is the most preferred cover for all. Therefore, it is advisable to buy a comprehensive policy as it covers both third party and own damage.
Personal accident cover: Personal
Accident Insurance covers any death or bodily permanent or temporary injury
suffered by the owner/driver. This policy is important for your own safety that
you can buy from any of the insurers one of them is Shriram General Insurance.
Add-On covers: Add-Ons are
always good as well as beneficial to you. While buying car insurance you can
opt for add-ons such as zero depreciation cover, key replacement, return to
invoice, personal belongings cover, NCB Protection cover, multicar rebate and
more.
Final Words, now
you must have understood the various aspects of coverage offered by the car insurance policy. So from next,
drive your car without worry and tension. Wherever you go, go with car
insurance and be safe.
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Created on Feb 13th 2019 00:29. Viewed 715 times.