Articles

HDFC Personal Loan: Your Best Friend in Need

by sourav Kumar Afinoz
You have different needs and all have the same solution. You need money in
a short time.
You must be wondering about ways to get the required amount of money in
a short notice. Well, here comes a personal loan, with all possible solutions
and to cover all your financial requirements. It’s by far the easiest to avail
among all types of loans and you can use the personal loan amount, pretty
much for any purpose.

Due to its immense popularity, a borrower is flooded with options when he
wants to apply for a personal loan. But here, we would discuss HDFC
personal loans, which has been one of the most preferred choices for the
Indian borrowers of personal loans.

HDFC Personal Loan Eligibility Criteria

To be eligible for an HDFC Bank Personal loan, you should-
- Be within the age group of 21 to 60 years
- Be a salaried employee of a reputed Govt/private organization/PSU or
a self-employed individual (doctors, CAs etc) with a regular source of
income.
- Have a minimum Net Monthly Income (NMI) of Rs 15000 or above ( Rs
20000 for residents of Mumbai, Delhi, Chennai, Hyderabad, Bangalore,
Pune, Cochin, Kolkata and Ahmadabad)
- Have work experience of at least two years, with a minimum 1 year
with the current employer.

HDFC Personal Loan Documentation Criteria

Documents required for an HDFC Bank Personal Loan are as follows-
- Proof of identity- A copy of your Passport/Voter ID/ Aadhar Card/
Driving License
- Proof of Income – A copy of your last 3 months’ bank statement or
passbook of last 6 months/latest salary slip with the updated Form 16
- Proof of Address- A copy of your Passport/Voter ID/ Aadhar Card/
Driving License
- Employment certificate- A certificate from your employer, stating
continuous employment.
If you are a KYC-compliant customer of HDFC bank, you can avail a personal
loan without any documentation.

About HDFC

HDFC Bank is one of India’s premier financial institutions that have made
quite a name by offering quality services in diverse areas such as personal
banking, insurance, corporate banking and trading and investments. It was
established in the year 1994 by the Housing Development Finance
Corporation. As of June 2017, HDFC had a distribution network with over
4500 branches and over 12000 ATMs in 2,666 cities/towns across India.
Their products and services include both wholesale and retail banking (with
bank accounts, loans, credit cards and treasury services).

if you want to approved your personal loan in 2019. then you can apply from afinoz.

About sourav Kumar Freshman   Afinoz

10 connections, 0 recommendations, 34 honor points.
Joined APSense since, September 20th, 2018, From noida, India.

Created on Jan 3rd 2019 04:50. Viewed 78 times.

Comments

No comment, be the first to comment.
Please sign in before you comment.