Articles

Choose lawyer in accident

by TM Maria Be a king in your own kingdom

Choose an accident lawyer: Do I have a right?

When we hire a car or motorcycle insurance, we are usually given two things: a kind of book and three or four stapled sheets. The first contains the general conditions of our policy and the second the specific conditions. To explain it in a simple way, we could say that the general conditions include all the coverages that someone could contract with the insurer in question and the particular conditions, for its part, establishes what we have contracted and to what limit.


Therefore, if we want to know if we can choose a lawyer in an accident different from the one proposed by the insurance but with a charge to it, it is preferable to go first to the particular conditions. The most normal thing is that we come across a concept similar to "claim expenses" or “free choice of lawyer", and to the right a quantity in euros. This amount is the cap that will return our insurance if we decide to choose a personal injury lawyer Kansas City. Later it is interesting to go to the general conditions to know if said choice of lawyer is extendable to any person who travels in our car or only affects the insured driver. Here the possibilities are varied depending on the insurer: the most restrictive only grant this reimbursement policy to the driver who is also the insured in the policy, while the most generous extend it to the occupants and drivers other than the insured.

It must be clear that even if it is not covered by insurance, you have the right to choose a lawyer in a traffic accident without restrictions. Of course, the fees that you agree with said lawyer will not be returned by the insurance if you are not covered in the policy.

It is at least noteworthy - not to say clearly contrary to law - that some general conditions establish an economic limit to the amount to return if it is decided to choose a lawyer in a free-choice accident, and instead the coverage is unlimited if they "comply" with the lawyer that designates them for their defense the insurance company itself. It is true that with the miseries that insurers pay their lawyers it is almost impossible to reach the limits destined to private lawyers, but it does not stop being a violation of the free choice of a lawyer promoted by the insurance contract law.

Choose a lawyer in a traffic accident with the guarantee that - to the extent that the policy reaches - the insurer will reimburse us for the fees we disburse is as simple as that we inform about the insurance in writing that we have designated a private lawyer. Most lawyers who are dedicated to claiming compensation for traffic accidents have a preformatted model that we refer to our clients' insurance once they hire us.


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About TM Maria Senior   Be a king in your own kingdom

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Joined APSense since, May 29th, 2017, From Atlanta, United States.

Created on Nov 24th 2018 03:06. Viewed 396 times.

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