7 Tips for Choosing the Best Life insuranceby Bogi S. Marketer
There are situations in life that can not be foreseen. A death, illness or accidents, which can seriously affect your personal finances and family.
Contrary to popular belief, life insurance can also be a useful tool for those who have not started a family, because they have lower premiums and may purchase a product with a savings component that can help you meet projects and enjoy their money in life.
If you are interested in buying life insurance, This is the following tips to make a good choice:
1. Come with an insurance agent. He will help you identify your needs and understand the contract.
Make sure your advisor has current charter of the National Insurance and Bonding.
2. Compare services and prices. Many times the insurance decision is based on the price, but the ideal is to make a thorough evaluation of the advantages and disadvantages of each option.
3. Evaluate the budget expenses of the people who depend on you to choose the option that best suits your needs.
4. Rate the experience of the company. Not only is considered advertising. On the website of the National Commission of Insurance and Finance can check the list of companies that meet all the requirements for providing services in the country.
5. Consider extra coverage and other services. These elements can make a big difference when qualifying the added value of their insurance.
6. Consider the tax benefits, as there are components that offer products as discounts or deductions for taxes. To learn more, consult your advisor and ask if the products that interest you have in this way.
7. Maintain healthy habits. Whether your family and you have an enviable health status can not only help reduce the risk of disease, but can also be a key factor influencing the price of your policy, especially in coverage for adults.
Created on Apr 8th 2012 00:43. Viewed 416 times.
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