Articles

Identity theft in rural areas

by Cheryl Baumgartner Medical Billing/Coding/Insurance
Today's paper carried an article about identity theft being on the rise in rural areas.  One of the reasons for this rise is the roadside mailbox.   Many areas still utilize the roadside mailbox.  In a rural setting the mailbox may be quite a distance away and blocked from view.  Often they can be placed in a central cluster to make it convenient for your postman, this also makes it convenient for identity thieves.

Your mail carries quite a bit of information identity thieves love to get their hands on.  Bills, bank statements and the ever popular pre-approved credit card offer all can give a thief what he needs to take over your life.  Your outgoing mail is just as dangerous.  After all a lot of people write a check, put it in the envelope provided and slap on a stamp.  Now the thief not only has your account information from the statement, he has your banking information too.  That's what you call a double whammy!

Add to that the fact that these rural mailboxes have a built in signal that cannot be mistaken, the red flag.  You think you are telling the postal carrier "Stop here I have mail"  but what you are really saying is "Identity thieves, help yourself".  This is why Identity Theft Risk Management specialists advocate having a post office box and placing all outgoing mail in a blue USPS mailbox. 

Remember that "junk" mail can be just as dangerous as as your regular mail.  Your address by itself can lead a thief to your name using the proper search materials.  Reverse directories such as the Polk Directory has listings organized by street name.  Your name will be listed under your address.  A quick online search and $50 later the thief has everything he needs to become you.

If you live in a rural area, retire that roadside mailbox and invest in a post office box, it will be much safer and if it prevents you from falling victim it will more than pay for itself for years to come.


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About Cheryl Baumgartner Professional Premium    Medical Billing/Coding/Insurance

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Joined APSense since, May 18th, 2007, From San Antonio, TX, United States.

Created on Dec 31st 1969 18:00. Viewed 0 times.

Comments

Jennifer Underwood Professional   Promoter
Very good info! Yes it is just amazing how these criminals work! Most people do not realize how much they are threatened to be the 'next victim' until it happens to them!
Nov 18th 2007 19:46   
Not Here Committed  just want my account deleted
There is just no end to the Crap these Punks will pull is there?
Nov 18th 2007 19:54   
Cheryl Baumgartner Professional Premium   Medical Billing/Coding/Insurance
It would be nice if "Mayberry" was still safe, but these thieves will strike at any time and anywhere. And with the holidays upon us they will be busier than ever. This is prime time for identity theft.
Nov 18th 2007 20:06   
normanlucy51@gmail.com Freshman  
Great post! I hope you can post it on my site bigblackconnect.com , the more the better
Nov 20th 2007 00:01   
Cheryl Baumgartner Professional Premium   Medical Billing/Coding/Insurance
the mailbox still gets overlooked after all this time. Not only that people in rural areas tend to have a false sense of safety
Nov 20th 2007 05:25   
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